- +1 (801) 919-3200
- 424 North Freedom Blvd Provo, Utah 84601
Privacy Policy
DISCLAIMER: OUR COMPANY RECOGNIZES AND RESPECTS THE PERSONAL PRIVACY RIGHTS OF ALL OUR CUSTOMERS AND WORKS ACTIVELY TO SAFEGUARD THEM. BEFORE YOU AVAIL ANY OF OUR SERVICES, PLEASE READ OUR PRIVACY POLICY THOROUGHLY. DO NOT ACCESS OUR SITE OR ANY OF OUR SERVICES IF YOU DO NOT AGREE TO IT. IF YOU ACCEPT THIS PRIVACY POLICY, YOU ALSO AGREE TO OUR TERMS OF USE, WHICH CONTROL YOUR USAGE OF THIS SITE.
Privacy Policy
This Privacy Policy has been prepared to inform you how we collect, utilize, share, and safeguard your personal information. It is applicable to the online usage, collection, sharing, and protection of any of your information through our website, https://mycashinminutes.com/, or any other online services we currently have or will have in the future where this Privacy Policy is posted.
Information Collection
Any information we collect from you, be it personal information or the information about your usage of this website can be personally identifiable. We gather any and all information that you share with us via your use or access to this website.
This information can include but is not limited to, your personal information including:
- First name, last name, date of birth, phone, email address, driver’s license, passport, Matricula Consular, State Issued ID, any Proof of Income such as Bank Statement or Check Stubs, unique personal identifier, Internet Protocol address, online identifier, account name, and any other identifiers.
- Physical characteristics or description, signature, employment information, employment history, and or any other financial information.
Any characteristics of protected classifications under the Utah or federal law (age). - Biometric information.
- Education information.
- Professional information.
- Any commercial information which includes the products or services purchased, acquired, or considered, any records of personal property, or other consuming or purchasing tendencies or histories.
- Electronic, visual, thermal, audio, olfactory, or similar information.
- Internet or any other electronic network activity information which includes but is not limited to search history, browsing history, or any other information related to your usage of any website, advertisement, or application.
- Conclusions drawn from any details in this section that can be identified to create a profile about your characteristics, preferences, behavior, psychological trends, attitudes, abilities, inclinations, intelligence, and aptitudes.
- Any personal or other information that relates to, depicts, identifies, or can be used to associate or link directly or indirectly to you or your family members.
Do note that we may also gather the technical data related to your use of our website, including information about your device, your location, and the web browser. When you use our website, the IP address of your device is collected so we can determine the nature of your usage. We may also collect data about the type of operating system and computing device you use, which is automatically provided to us by your browser. We use this data to monitor and improve our website.
Our website also uses cookies to record user-specific information about your interactions with the pages during your visit. However, do note that these cookies do not gather or save any personally identifiable data. For more info, see more in the Tracking Technologies section.
Information Sharing
- Providing information to our service providers that carry out essential functions for us.
- In order to safeguard or enforce our company’s property or rights.
- In order to comply with the law and respond to legal processes.
- In order to keep your and others’ privacy.
- In order to prevent, respond to, or investigate any
- illegal activities or fraud.
- In order to carry out any legitimate business and commercial activities.
- In the case that mycashinminutes.com evolves or transforms its business, goes through a corporate transition such as a merger, an acquisition, or a capital investment by any other company, or in case it sells some or all of its assets.
Apart from everything in this Privacy Policy, we also have the right to share information about users, that are not personally identifying, with other partners for marketing, research, advertising, and other purposes.
However, do note that we do not sell your personal information to anyone, except when we send you a notice or when we provide you with a right to forfeit such a sale.
Information Security
Cash in Minutes tries to safeguard your personal information from misuse, loss, and any changes. Our company complies with industry standards when it comes to protecting the personal information of the users provided by them, both while submitting and once it reaches us. Our safety protocols and security practices have been designed carefully to protect your personal data from any illegal or unauthorized use, access, alteration, destruction, or disclosure. Our servers are also protected using advanced electronic, physical, and administrative security measures. However, do note that there is not any transmission or electronic storage method on the internet that is 100% safe and secure. So while we strive to provide you with the latest and safest security measures, we cannot absolutely guarantee it.
To keep your information secure, we may ask you to verify your identity to carry out certain transactions on the website. However, you should also make sure to close your web browser after leaving our website in order to protect your security. If you feel like the information you shared with us has been used without your consent for any unauthorized activity, you should inform us immediately. Call us at (801) 919-3200 to tell us about any losses immediately. If you do not notify us of any such losses, you will be held liable for the unauthorized usage of your information.
Google Advertising Policy for Personal Loan Providers
Google has a strict advertising policy for financial institutions like Cash in Minutes to ensure that there is complete transparency for customers to make informed decisions. Google’s ad policy requires us to:
- Provide authentic and legal contact information about the business’s physical location.
- Disclose any associated fees in clearly visible writing.
- Mention links to any third-party endorsement or accreditation where we imply or assert any affiliation, especially when it serves the purpose of improving the reputation of the website.
We are also required to clearly disclose any additional information on our website or any other destination platform. We are required to:
- Mention the minimum and maximum repayment periods.
- Disclose the maximum Annual Percentage Rate (APR), including the interest rate, fees, and any other costs for a year.
- Demonstrate a representative example of the total loan cost, including any fee applicable.
- Not offer loans whose repayment term is less than 60 days or less from when it is issued. (This only applies to businesses that provide loans directly, connect customers with third-party lenders, and lead generators).
Google also does not allow businesses in the United States to advertise for personal loans if their Annual Percentage Rate (APR) is 36% or higher. Therefore, our maximum APR that is calculated with the Truth in Lending Act (TILA) will be displayed clearly, as per Google’s policy.
Third-Party Website Links
Our website may show links to third-party websites. However, our website does not endorse or recommend any of the information, products, or services provided by these third-party websites. We deny any liability for the privacy practices these third-party websites have as their Privacy Policy is different from that of mycashinminutes.com.
So if you click on any of the third-party links on our website and visit their website, you will be doing so at your own risk. Your visit to their websites will be governed by the privacy practices mentioned in their individual privacy policies.
Tracking Technologies
Mycashinminutes.com and our third-party service providers may also collect other information in addition to the information you provide us. This includes the data that’s accessible during your visit to our website through our online tracking technologies, including web beacons, cookies, embedded website links, digital fingerprints, and other information-collection tools. The information collected by these tools includes certain traffic information that is automatically sent by your browser, such as your access times, browser type, language, and the website source from where you are redirected. This information can also include your Internet Protocol (IP) address, product information, and clickstream behavior (such as the links you click, pages you view, and any other activities linked to the website or carried out by those websites). For example, some web pages on our website use cookies to serve you better the next time you visit our website. You can learn more about cookies here.
The information obtained from our tracking technologies is used to analyze the website activity and brainstorm new ways to improve the website and your experience with it. This data includes the length and time of your access, websites you previously visited, web pages you viewed, and the internet service you use. Both we and our third-party service providers can use the personal information related to your activity on our website and on others while you are using our website.
Our website also utilizes Google Analytics to create analytical and other information about your usage of our website by employing cookies. You can find out more about Google’s Privacy Policy here and even opt out of this data collection and processing by going here.
However, do note that despite disabling tracking, you may still see interest-based advertising from third parties as your data had been disclosed to them previously. Moreover, do note that our website does not follow the browser’s “Do Not Track” signals.
Age Restrictions
Our website is not intended to be used by children or minors. We deny soliciting or marketing to children or minors knowingly. Since protecting the personal identities and privacy of children is important to us, we understand that the responsibility to assure that lies both with the parents and the online industry. If you suspect that your children’s personal information has been collected by us unknowingly, please notify us immediately so we can take the appropriate measures to wipe that information.
Our company does not sell the personal information of Utah residents who are less than 16 years of age unless they (users between 13 and 16 years old) or their parents (for users who are less than 13 years old) have positively agreed to the sale of their personal information.
For Utah Residents Only
Under the Utah Consumer Privacy Act (UCPA), Utah residents have the right to:
- Be aware of or confirm the processing activity.
- Access their personal information.
- Request a copy of their personal information in the form of a readily usable and portable format.
- Request to delete their personal information.
Opt out of sales of personal information and targeted advertising and marketing. - Keep away from discrimination resulting from exercising their consumer rights under the Utah Consumer Privacy Act (UCPA).
If your personal data has been sold to any third parties or used for targeted advertising, we are required to clearly inform you of that activity. You can also contact us at (801) 919-3200 to exercise any of the above-mentioned rights.
The UCPA only applies to businesses that have an annual revenue of at least $25 million. It exempts financial institutions that are under the Gramm-Leach-Bliley Act, including loan providers. Under the Gramm-Leach-Bliley Act, we are required to send annual disclosures to all our customers and safeguard your personal information until your term of loan ends.
Privacy Policy Changes
Do note that we reserve the right to make changes to our Privacy Policy without notifying you at any time. Any changes to our Privacy Policy will take effect as soon as they’re updated, unless otherwise mentioned. These updates will be indicated by the “Last Updated” date mentioned at the top of this Privacy Policy. If you continue to use our website, you will be agreeing to the Privacy Policy that is posted at the time of your visit.
Contact Us
If you have any further queries or concerns related to our Privacy Policy, feel free to call us at (801) 919-3200.
When submitting your online loan application, we will need to verify your identity. So when applying, be sure to also provide us your full name, a copy of your State Issued ID, a phone number, and an email address. We will use this information to verify your identity.
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