- +1 (801) 919-3200
- 424 North Freedom Blvd Provo, Utah 84601
Best Personal Loans in Utah
Whether you need additional funds to cover an unforeseen expense, buy something major, or deal with a difficult financial period, you can get a personal loan to manage the additional financial burden.
Our personal loans are long-term loans with repayments spread out over a set period of time. It involves borrowers acquiring a predetermined sum of money and paying it back over time in a series of equal payments. As the payback period can be stretched out across months or even years, personal loans are perfect for bigger sums of money.
Cash in Minutes offers fast personal loans in Utah. We don’t care if you have bad credit. Even those with bad credit can get quick personal loans from us so they can get through a difficult period regardless of their credit rating.
Loan Calculator
Monthly Payment
Enter the details and hit Calculate to view the results.
To calculate your monthly payment:
- Convert the annual interest rate to a monthly rate by dividing by 12.
- Calculate the number of monthly payments by multiplying the loan term (in years) by 12.
- Use the formula:
Monthly Payment = [Loan Amount * Monthly Rate] / [1 - (1 + Monthly Rate) - Number of Payments]
Key Features of Our Personal Loans
Loans Provided
Minimum $100 and Maximum $1,500
Repayment Term
Minimum 3 months and maximum 12 months.
Payment Schedule
Can be repaid weekly, bi-weekly, or monthly.
Origination Fee
$40. No other fees or hidden charges.
Credit Score Requirements
We accept all lenders regardless of their credit score.
APR
21% to 35.99%*
For example, for a personal loan of $1500 with an APR of 30% and a loan term of 3 months, the borrower will pay a total of $1612.50. This includes $112.50 in interest, and the monthly payment will be $537.50.
What Are Personal Loans Used For?
There are several situations where personal loans can be helpful. You could need a personal loan to finance the expenses of upgrading your home, buying a car, handling an unforeseen expense, or getting something fixed.
Here are some other ways you can use a personal loan:
- Pay medical expenses
- Fund a wedding expense
- Pay for a trip
- Pay off your credit card bills
- Make a home or auto repair
- Pay for tuition
Benefits of Personal Loans
When you need immediate cash, personal loans can be just what you’re looking for. They are especially suitable for those with bad credit. They can also be used in a variety of circumstances and are more versatile than credit cards.
Here’s why personal loans are better than other forms of loans:
Fixed Monthly Payments
The best personal loans have fixed interest rates and monthly payments throughout the loan term.
Lowest Interest Rates
Find out which lender offers the most affordable interest rates while searching for the right personal loan. By doing this, you’ll have significantly more money saved at the end of your term.
No Collateral Needed
Unlike secured loans, personal loans don’t require collateral such as your home or car. So your assets are safe no matter what.
How To Apply For Personal Loans at Cash in Minutes
The personal loan application process at Cash in Minutes is very simple and easy to understand.
Follow these three steps:
- Head on over to our Apply Now page.
- Fill out the online personal loan application form by providing your name, job info, mailing address, and other basic information.
- Wait to hear from us. It usually takes a few hours.
Why Choose Us For Personal Loans?
At Cash in Minutes, we understand that the cost of living has essentially caught up to our level of income. Therefore, saving money is quite difficult. We provide fast personal loans to meet your demands anytime you need cash and lack the time to deal with the lengthy procedures of secured loans.
We offer some of the lowest interest rates in the Utah Valley, which makes us the most in-demand lender in the area. Anytime you contact us for a personal loan, you can expect to receive quick and inexpensive loans with the most competitive interest rates.
If you’re wondering why you should get personal loans from Cash in Minutes, here’s what sets us apart from the rest:
✔️ Personal Loans for Bad Credit
At Cash in Minutes, we realize that anyone can have a bad credit score. So we provide personal loans for those with terrible credit or no credit history.
✔️ Flexible Repayment Terms
Cash in Minutes gives you the option of paying back your loan in a series of installments over multiple months or even years, weekly, bi-weekly, or monthly!
✔️ Easy Application Process
Personal loan applications are really simple to complete at Cash in Minutes. As soon as you apply, our team will contact you with more information within a few hours. What’s more, you get same-day funding.
Apply Now for Personal Loans in Utah
Apply at Cash in Minutes now to get a decision by the end of the day. We offer flexible repayment options, the lowest interest rates, better possibilities of getting a loan, and a quick application process. Regardless of your credit rating, we want to help you regain your financial stability.
Fill Out Our Online
Application Form
For a quick response, click on the Apply Now button below to fill out our application form.
Give Us a Call
You can also call us at (801) 919-3200 to apply for a personal loan or get more info.
Visit Us
Stop by our headquarters or any of our six offices in Utah to apply for a loan in person.
Cash in Minutes Headquarters:
424 North Freedom Blvd Provo, Utah 84601
Disclosure: *Loans are subject to credit approval. No collateral is required. Personal loans come with an advertised maximum APR of 35.99%. The actual APR depends on your credit score, loan term, loan amount, and credit history, which is mutually agreed upon when signing the loan contract, as per Utah law which has no cap on the maximum APR for personal loans provided that all terms are clearly disclosed to the borrowers.
For more information regarding our services and Terms of Use, feel free to contact us at (801) 919-3200. Our hours of operation are Monday through Friday, 9 am to 5:30 pm.
Winner of the 2024 Best SCL Award for Personal Lenders in Utah
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