Guide To Voiding A Check

June 19, 2023
11:38 pm
by Yamna Zafar

What is a voided check? In this blog, we will discuss everything you need to know about a voided check.

What Is a Voided Check?

A voided check is a check that has been invalidated by the person who wrote it. This is typically done by writing the word “VOID” across the front of the check. Voiding a check means that it can’t be deposited or cashed, effectively rendering it financially empty.
Read on to find out everything you need to know about a void check.

Why Might You Need to Void a Check?

There are various reasons you may need to void a check.

⦁ For Correcting a Mistake

If you have made a mistake when writing a check, you can void it and start over again.

⦁ For Canceling a Check Payment

If you want to stop the payment on a written check, you can void it. This way, it won’t be used.

⦁ For Setting Up an Electronic Link to Your Checking Account

You can void a check when setting up direct deposit for paychecks or setting up automatic payments for recurring bills. This way, you can share the required bank account information without the check being cashed.

How to Void a Check

If you are wondering how to properly void a check, simply write “VOID” across the front of the check in large letters. You can also use a blank check to do it. Make sure to write “VOID” using a permanent marker or pen so that it’s non-erasable. Also keep a record of the voided check in your check register.

How to Void a Check You've Already Sent

If you want to void a check that you have already sent, you do so by issuing a Stop Payment Order with your bank. This is an effective way to void a check that you’ve already sent. However, be aware that there may be fees associated with this service.

How to Get a Voided Check

You can get a voided check from your bank or credit union. These institutions have printed checks with no pre-printed contact information. A teller may also be able to print out a voided check copy if you provide your account details.

How to Send a Voided Check

When sending a voided check, ask the party who requires the check for an accurate mailing address. Or, you can deliver it to them in person. If you are sending a voided check electronically, make sure to convert it into an encrypted file first.

How to Cash a Voided Check?

A voided check says the word “void” across the front, meaning that it cannot be cashed. A voided check is not valid for payments anymore. So you can’t deposit it, fill it out, or cash it.

Conclusion

In conclusion, voiding a check is a simple but important process that can help you manage your financial transactions more effectively.

Whether you’re setting up direct deposit, correcting a mistake, or stopping a payment, knowing how to void a check is a valuable skill.
We hope this guide helped you understand what’s voided check, how to get a voided check, how to properly void a check, and whether a void check can be cashed. You can also find a voided check example on the internet. It simply says the word “VOID” written across the front of the check.

Frequently Asked Questions About Voiding a Check

Can I void a check online?

Yes, you can. Some banks, like Wells Fargo, allow you to void a check online or by phone. Check with your bank for their specific rules and procedures.

Can I use a voided check to set up direct deposit?

Yes, a voided check can be used to set up a direct deposit. This is because it provides the necessary bank account information required to set up a direct deposit.

What happens if I void a check?

When you void a check, it can’t be used to withdraw money from your account. It’s as if the check has no funds and is useless.

What should I do with a voided check?

Keep a record of the voided check in your check register. You can also keep the physical voided check in your banking files for future.

Can I stop a check payment after I've sent the check?

Yes, you can stop a check payment after you’ve sent the check. This is done by issuing a Stop Payment Order with your bank. However, there may be fees associated with this service.