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Reviewing your credit score and discovering that it has dropped unexpectedly can be really frustrating. Credit scores are calculated using data from your credit reports. This includes your debt repayment ratio, how diverse your credit portfolio is, and what your credit limit is.  Since this information keeps changing, it results in your credit score going […]

A 401(k) plan is a retirement plan sponsored by employers in the U.S. It is a retirement account where employees contribute a percentage of their income from their paychecks. Oftentimes, this percentage is matched by employers.  But what is a 401(k) plan, really? How does it work? In this comprehensive guide, we will find out

Apply for Cash Loan Whether you’re looking to buy a new house, a new car, or investing in a business, you will need to show good credit history. Your credit history shows how responsible you are for repayments. Without a good credit history, it’s almost impossible to purchase an asset or make investments. However, building

Apply for Cash Loan A direct deposit allows you to send money from one bank account to another without having to pay your monthly account fees. With a direct deposit, you can easily send your paychecks to a prepaid debit card or a bank account.  But how does it actually work? Continue reading to find

Apply for Cash Loan Tax credits allow you to save money by deducting some dollars from the tax you owe. One of these is the Child Tax Credit (CTC), which allows families with young children to save some money. So what is the Child Tax Credit? Who qualifies for it and how to claim it?

Apply for Cash Loan Being in debt is one of the most stressful situations anyone can experience. According to the Federal Reserve Bank of New York, the total household debt in the U.S. increased by $184 billion to reach $17.69 trillion. Whether it’s credit card debt, auto or student loans, mortgage debt, or simply money

Apply for Cash Loan You will need to fill out a deposit slip every time you want to deposit money in the bank. It helps create a paper trail, ensures that the money is directed to the right account, and also provides identification information and instructions to your bank. It is important to fill out

Apply for Cash Loan Wondering how to make a budget? These 6 steps will set you on the right track. If you want to become a more conscious spender and are looking for ways to keep track of your money, you should stick to a budget. A budget allows you to be in more control

Apply for Cash Loan Every once in a while, we need a home improvement project to maintain and enhance the value and functionality of our house. While a home improvement project sounds exciting, it requires a lot of consideration as it can be a financial burden. Many homeowners opt for personal or home improvement loans

Apply for Cash Loan An amortized loan comes with an amortization schedule, according to which you are required to pay back in fixed, periodic payments. These payments are applied to both the interest accrued and the principal amount. However, during the start of your loan term, you will be paying more towards the interest accrued