{"id":12166,"date":"2024-07-01T13:41:25","date_gmt":"2024-07-01T19:41:25","guid":{"rendered":"https:\/\/mycashinminutes.com\/?p=12166"},"modified":"2026-03-07T02:02:00","modified_gmt":"2026-03-07T09:02:00","slug":"what-is-a-debt-to-income-ratio","status":"publish","type":"post","link":"https:\/\/mycashinminutes.com\/es\/que-es-la-relacion-deuda-ingreso\/","title":{"rendered":"\u00bfQu\u00e9 es la Relaci\u00f3n Deuda-Ingreso? Todo lo que Necesitas Saber"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"12166\" class=\"elementor elementor-12166\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ae32543 e-flex e-con-boxed e-con e-parent\" data-id=\"5ae32543\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a4fc268 elementor-widget elementor-widget-heading\" data-id=\"6a4fc268\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u00bfQu\u00e9 es la Relaci\u00f3n Deuda-Ingreso? Todo lo que Necesitas Saber<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55e46b36 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-post-info\" data-id=\"55e46b36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-13ec621 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/mycashinminutes.com\/es\/2024\/07\/01\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>julio 1, 2024<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-7e8a607 elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-time\">\n\t\t\t\t\t\t\t\t\t\t<time>1:41 pm<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-9d6f81b elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-user\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tpor Yamna Zafar\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c933583 elementor-align-center elementor-mobile-align-center elementor-hidden-desktop elementor-tablet-align-left elementor-widget elementor-widget-button\" data-id=\"c933583\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/mycashinminutes.com\/es\/solicita-dinero\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Aplica por un prestamo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f64b5e0 e-flex e-con-boxed e-con e-parent\" data-id=\"7f64b5e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6737c47a elementor-widget elementor-widget-image\" data-id=\"6737c47a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-1024x683.webp\" class=\"attachment-large size-large wp-image-12175\" alt=\"What Is a Debt-to-Income Ratio\" srcset=\"https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-1024x683.webp 1024w, https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-300x200.webp 300w, https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-768x512.webp 768w, https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-1536x1024.webp 1536w, https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-2048x1365.webp 2048w, https:\/\/mycashinminutes.com\/wp-content\/uploads\/2024\/07\/pexels-photo-6963017-18x12.webp 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eac9e51 elementor-widget elementor-widget-text-editor\" data-id=\"2eac9e51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cuando se trata de alcanzar la estabilidad financiera, una de las claves para lograrlo es asegurarse de que tus niveles de deuda sean manejables. Pero, \u00bfc\u00f3mo determinas si tu deuda es manejable o no?<\/span><\/p><p><span style=\"font-weight: 400;\">Bueno, gracias a tu relaci\u00f3n deuda-ingreso (DTI), es posible determinar si tu deuda es excesiva antes de llegar al punto en que pagarla se vuelva imposible.<\/span><\/p><p><span style=\"font-weight: 400;\">Entonces, \u00bfqu\u00e9 es la relaci\u00f3n deuda-ingreso? \u00bfC\u00f3mo se calcula? \u00bfCu\u00e1l es una buena relaci\u00f3n deuda-ingreso para tener? Contin\u00faa leyendo para descubrir todo lo que necesitas saber sobre la relaci\u00f3n deuda-ingreso en nuestra gu\u00eda completa.<\/span><\/p><h2><span style=\"font-weight: 400;\">\u00bfQu\u00e9 es la Relaci\u00f3n Deuda-Ingreso?<\/span><\/h2><p><span style=\"font-weight: 400;\">La relaci\u00f3n deuda-ingreso (DTI) es una comparaci\u00f3n entre tus pagos mensuales de deuda y tu <a href=\"https:\/\/www.investopedia.com\/terms\/g\/grossincome.asp\" target=\"_blank\" rel=\"noopener\">ingreso bruto mensual.<\/a>Los prestamistas utilizan tu DTI para tomar decisiones de pr\u00e9stamo cuando solicitas un pr\u00e9stamo personal, un pr\u00e9stamo automotriz, una hipoteca, o cualquier otro tipo de <a href=\"https:\/\/mycashinminutes.com\/es\/prestamos-personales\/\" target=\"_blank\" rel=\"noopener\">pr\u00e9stamo<\/a>.<\/span><\/p><p><span style=\"font-weight: 400;\">Muestra cu\u00e1nto de tu ingreso se destina al pago de tus deudas existentes. Tambi\u00e9n te ayuda a determinar si puedes permitirte sacar m\u00e1s pr\u00e9stamos.<\/span><\/p><h2><span style=\"font-weight: 400;\">\u00bfC\u00f3mo calcular la relaci\u00f3n deuda-ingreso?<\/span><\/h2><p><span style=\"font-weight: 400;\">Para calcular tu relaci\u00f3n deuda-ingreso (DTI), necesitar\u00e1s comparar tu ingreso mensual bruto con los pagos mensuales de la deuda. El ingreso mensual bruto es tu ingreso antes de cualquier deducci\u00f3n e impuestos.<\/span><\/p><p><span style=\"font-weight: 400;\">Sigue estos pasos para calcular tu relaci\u00f3n deuda-ingreso:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suma todos tus pagos mensuales de deuda.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Divide la suma por tu ingreso mensual bruto.<\/span><\/li><\/ol><h3><span style=\"font-weight: 400;\">Ejemplo de relaci\u00f3n deuda-ingreso<\/span><\/h3><p><span style=\"font-weight: 400;\">Imagina que pagas $1,000 cada mes por tu hipoteca, $400 por tu tarjeta de cr\u00e9dito y $800 por tu pr\u00e9stamo automotriz.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Sumando todos estos pagos, obtenemos:<\/span><\/p><p><span style=\"font-weight: 400;\">$1,000 + $800 + $400 = $2,200<\/span><\/p><p><span style=\"font-weight: 400;\">Si tu ingreso mensual es de $7,000, divide la suma de tus pagos de deuda por tu ingreso mensual:<\/span><\/p><p><span style=\"font-weight: 400;\">$2,200 \/ $7,000 = 0.314<\/span><\/p><p><span style=\"font-weight: 400;\">En porcentaje, tu DTI ser\u00e1:<\/span><\/p><p><span style=\"font-weight: 400;\">0.314 * 100 = 31.4%<\/span><\/p><h2><span style=\"font-weight: 400;\">\u00bfQu\u00e9 es una buena relaci\u00f3n deuda-ingreso?<\/span><\/h2><p><span style=\"font-weight: 400;\">Cada prestamista tiene preferencias variadas para una buena DTI. En general, cuanto m\u00e1s baja sea tu relaci\u00f3n deuda-ingreso, mejor. La mayor\u00eda de los prestamistas prefieren un DTI del 43% o menos para aprobar solicitudes de hipotecas y otros pr\u00e9stamos.\u00a0<\/span><\/p><h2><span style=\"font-weight: 400;\">\u00bfQu\u00e9 es una mala relaci\u00f3n deuda-ingreso?<\/span><\/h2><p><span style=\"font-weight: 400;\">Cuando solicitas cualquier tipo de pr\u00e9stamo, tu prestamista mirar\u00e1 tu relaci\u00f3n deuda-ingreso antes de aprobar la solicitud de pr\u00e9stamo. Tu DTI les ayuda a determinar si podr\u00e1s afrontar los pagos mensuales del pr\u00e9stamo.<\/span><\/p><p><span style=\"font-weight: 400;\">Cualquier relaci\u00f3n deuda-ingreso superior al 43% se considera mala. Tendr\u00e1s dificultades para adquirir un pr\u00e9stamo con un mal DTI.<\/span><\/p><h2><span style=\"font-weight: 400;\">Conclusi\u00f3n<\/span><\/h2><p><span style=\"font-weight: 400;\">Tu relaci\u00f3n deuda-ingreso es uno de los aspectos m\u00e1s importantes que los prestamistas consideran al revisar tus solicitudes de pr\u00e9stamo. Es una indicaci\u00f3n de tu capacidad para asumir deudas adicionales.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">As\u00ed que antes de solicitar un pr\u00e9stamo, aseg\u00farate de calcular tu relaci\u00f3n deuda-ingreso para determinar tus posibilidades de aprobaci\u00f3n.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Cash in Minutes ofrece pr\u00e9stamos personales asequibles para todos los que lo necesiten. \u00a1Tambi\u00e9n aceptamos mal cr\u00e9dito! As\u00ed que <a href=\"https:\/\/mycashinminutes.com\/es\/solicita-dinero\/\" target=\"_blank\" rel=\"noopener\">solicita hoy<\/a> solicita hoy para obtener tu financiamiento el mismo d\u00eda.<\/span><\/p><p><br style=\"font-weight: 400;\" \/><br style=\"font-weight: 400;\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-256f8f34 e-flex e-con-boxed e-con e-parent\" data-id=\"256f8f34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36ac5755 e-con-full e-flex e-con e-child\" data-id=\"36ac5755\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22974eb6 elementor-widget elementor-widget-facebook-page\" data-id=\"22974eb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"facebook-page.default\">\n\t\t\t\t\t<div class=\"elementor-facebook-widget fb-page\" data-href=\"https:\/\/www.facebook.com\/CashinMintues\/\" data-tabs=\"timeline\" data-height=\"400px\" data-width=\"500px\" data-small-header=\"false\" data-hide-cover=\"false\" data-show-facepile=\"true\" data-hide-cta=\"false\" style=\"min-height: 1px;height:400px\"><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72af91b e-con-full e-flex e-con e-child\" data-id=\"72af91b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-32cd744d e-flex e-con-boxed e-con e-child\" data-id=\"32cd744d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-701c3b59 elementor-widget elementor-widget-heading\" data-id=\"701c3b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SOLICITUD DE PR\u00c9STAMO INMEDIATO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e35d9b elementor-widget elementor-widget-text-editor\" data-id=\"e35d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>R\u00e1pido y seguro, empieza r\u00e1pidamente hacia un pr\u00e9stamo en efectivo con pasos simples.\n\u00a1Accede a tus fondos de inmediato!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37a8bfb9 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"37a8bfb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/mycashinminutes.com\/es\/solicita-dinero\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Aplica Ahora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ed24d5c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6ed24d5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b079abd e-flex e-con-boxed e-con e-child\" data-id=\"b079abd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65eba791 elementor-widget elementor-widget-heading\" data-id=\"65eba791\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PONTE EN CONTACTO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17519112 elementor-widget elementor-widget-text-editor\" data-id=\"17519112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfTienes preguntas o necesitas asistencia? Nuestro equipo dedicado est\u00e1 aqu\u00ed para ayudarte con todas tus consultas sobre pr\u00e9stamos en efectivo. \u00a1Cont\u00e1ctanos ahora!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-356df8b4 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"356df8b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/mycashinminutes.com\/es\/solicita-dinero\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctanos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1dff09 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1d1dff09\" 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Many Utah residents operate without traditional checking accounts. 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If you&#8217;re comparing installment loans Utah with payday loans, you\u2019re already<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/mycashinminutes.com\/es\/installment-loans-utah-vs-payday-loans-2026\/\" aria-label=\"Read more about Installment Loans Utah vs Payday Loans: 7 Smart Reasons to Choose Better Options (2026)\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tmarzo 2, 2026\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo hay comentarios\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-14181 post type-post status-publish format-standard has-post-thumbnail hentry category-personal-loans\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/mycashinminutes.com\/es\/same-day-loans-salt-lake-city\/\">\n\t\t\t\tSame Day Loans Salt Lake City \u2013 What You Need to Qualify in 2026\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If you&#8217;re facing a financial emergency and need same day loans Salt Lake City, you\u2019re not alone. Unexpected expenses can hit fast \u2014 car repairs,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/mycashinminutes.com\/es\/same-day-loans-salt-lake-city\/\" aria-label=\"Read more about Same Day Loans Salt Lake City \u2013 What You Need to Qualify in 2026\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tmarzo 2, 2026\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tNo hay comentarios\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Apply for Cash Loan When it comes to achieving financial stability, one of the key ways to do it is by ensuring that your debt levels are manageable. But how do you determine if your debt is manageable or not? Well, thanks to your debt-to-income (DTI) ratio, it is possible to determine if your debt [&hellip;]<\/p>","protected":false},"author":4,"featured_media":12175,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"class_list":["post-12166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-debt"],"_links":{"self":[{"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/posts\/12166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/comments?post=12166"}],"version-history":[{"count":5,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/posts\/12166\/revisions"}],"predecessor-version":[{"id":12424,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/posts\/12166\/revisions\/12424"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/media\/12175"}],"wp:attachment":[{"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/media?parent=12166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/categories?post=12166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycashinminutes.com\/es\/wp-json\/wp\/v2\/tags?post=12166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}